This class of watercraft encompasses a wide range of single-engine, inboard-powered vessels no greater than 16 feet in length and using a water-jet pump as the primary source of propulsion. Operators/passengers may either stand up, sit upon (motorcycle style), or sit in the unit depending on the manufacturer. Included in this class are jet ski, waverunner, tigershark, wet bike and sea dog "cycle" style models, as well as jazz and rage "mini boats."
Exposures include high performance and handling characteristics coupled with minimum operator and passenger protection. Waterskiing and other towing activities have become additional exposures as the power of these units increases. Coverage includes hull, liability and medical payments. Units are valued on an actual cash value basis. Trailers and waterskiing liability can be added. Personal watercraft insurance is rated on the basis of engine size for physical damage coverage. Liability, waterskiing liability, trailers and medical payments are added as a flat rate. Liability limits are available generally to $300,000.
Voyager is licensed in all states except AK, HI, ID, SD, WY
CA Lic. #OB99487
