Package policies are available for most types of power or sailing vessels. The policy is usually written on an all-risk basis covering both the physical damage (hull) and liability risks. Optional coverage is available for passenger liability, equipment, trailers and waterskiing liability and medical payments. Limits for hulls may be for small boats and yachts up to 60 feet for values up to $1 million. For larger "mega" yachts up to 200 feet, values may extend to $20 million. Liability limits are generally between $300,000 and $2 million, but some large yachts may be written for as high as $50 million. The usual limited liability available for waterskiing is $25,000. Premium is based on size of boat, horsepower, navigational range and experience of operator. Boats older than 25 years are generally written under separate antique and classic boat programs.
Voyager is licensed in all states except AK, HI, ID, SD, WY
CA Lic. #OB99487
